Deal
Analyzer
Analyze any creative finance deal ยท Supercharge profits with rent-to-own
๐ Analyzing a New Deal
๐ I Already Own This
Tap to switch. The calculator adjusts instantly.
โบ Clear All Fields
1
Does This Deal Cash Flow?
3 numbers give you an instant read
Purchase Price
$
Monthly Payment (PITI)
?
$
Market Rent (monthly)
$
Check Zillow and note days listed
Monthly Spread
$
Monthly Payment (PITI)
?
$
๐
Full Deal Analysis
Unlocks cash-on-cash return ยท break-even timeline ยท true ROI
โผ
+
Full Acquisition Costs
Unlocks cash-on-cash return & time-to-break-even
Down Payment to Seller
$
$0 if no money down
Back Payments / Liens
?
$
Closing Costs
?
$
Renovation / Repairs
$
Insurance (year 1)
$
Marketing / Referral
$
Realistic Adjustments (optional)
Vacancy Rate
?
%
Maintenance Reserve
?
%
90-Day Reserve (auto)
Monthly Payment (PITI)
$
From quick section above
3-Month Reserve (auto)
$
Utilities / Lawn (3 mo)
$
2
โญ CFP Exclusive Feature
๐ Supercharge Your Profit
with a Rent-to-Own Buyer
The advantage no other calculator has
Rent-to-Own Option Deposit
?
$
Non-refundable at move-in. Typically 5โ10% of purchase price.
1st Month's Rent (auto)
$
Move-In Total (auto)
$
Cash Still in Deal (auto)
$
Live Deal Sheet
Results are ready
โ
๐
Enter your numbers
and results appear here instantly
Your Results
Money to Get Started
$0
total capital needed
Monthly Cash Flow
$0
per month
Yearly Income
$0
annual cash flow
Cash on Cash Return
?
โ
without rent-to-own
๐ฐ Extra money in your pocket on move-in day
$0
vs. a standard rental tenant, yours to keep
Standard Rental
Without Rent-to-Own
๐ CFP Method
With Rent-to-Own
Move-In Collected
โ
1st mo. rent only
Move-In Collected
โ
deposit + 1st month
Cash on Cash Return
โ
full investment
Cash on Cash Return
โ
after deposit recovery
Monthly Cash Flow
โ
gross spread
Monthly Cash Flow
โ
same + deposit recovered
Net Cash In Deal
โ
capital at risk
Net Cash In Deal
โ
after deposit recovery
๐ Cash on Cash With Rent-to-Own
โ
โก Back to even:
โ
โ
0
/100
โ
Fill in more fields to improve your score
Cash Flow
0%
Return
0%
RTO Boost ๐
0%
Market Fit
0%
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